Property is under contract at time of listing. Beautifully remodeled home, represents the heart of gracious California living. The home offers 3 bedrooms, 3.5 baths, formal dining room, family room, butler's pantry and panoramic views of the gentle hills beyond. Views are enjoyed through all primary rooms. The gated community of Fairbanks Stratford is known for the English Tudor/Country French homes that are all single level. Gentle ocean breezes and forever views attract all ages. Located within close proximity to golf, schools, restaurants, shopping, freeways, and the Del Mar racetrack and beaches.

Call Ron Flores for questions and to view. 760-390-4159 LOOKING FOR COVENANT LAND? Beautiful lot #28, w/panoramic views, adjacent to RSF horse trails & tranquil open space. An ideal property to build your dream estate. Lot 28 is currently considered the best land value in RSF. Great location, close to to historic Rancho Santa Fe village. A short drive to wonderful restaurants, golf and more. Within Rancho Santa Fe School district and Santa Fe Irrigation District. Call Ron Flores for questions and to view. 760-390-4159 LOOKING FOR COVENANT LAND? Beautiful lot #28, w/panoramic views, adjacent to RSF horse trails & tranquil open space. An ideal property to build your dream estate. Lot 28 is currently considered the best land value in RSF. Great location, close to to historic Rancho Santa Fe village. A short drive to wonderful restaurants, golf and more. Within Rancho Santa Fe School district and Santa Fe Irrigation District.

Great pride of ownership in this Tanglewood townhouse. Presenting a highly upgraded home with fresh & open feel. Flooring, windows & many touches have been tastefully remodeled to enhance the feeling of comfort. Refreshed floor plan has a new range in the large chef's kitchen. Entire unit has been thoughtfully planned in reference to space & quality upgrades. The Well-sized private patio between the 2 car garage and the house is perfect for BBQ, gardening, quiet reading or entertainment.

Bring your first-time buyers, investors or single-level users to this twin home located in an intimate enclave of 36 homes. End unit lives like a single family residence. Enjoy generous sized bedrooms & wonderful spacious LR/DR room combo. Open kitchen, extra large pantry & laundry. Needs updating & then you'll have a winner. Skylights make this unit bright & there is a lovely covered patio for evening entertaining. Great rental as is or fix up for instant equity. Make it your own charming nest.

Beautiful/private north side location behind the gates of Fairbanks Ranch in RSF. This remarkable 1.4-acre estate offers a large, freshly remodeled primary suite on the first floor. Large secondary bedrooms w/their own spacious baths and walk-in closets. Plus, an optional bedroom or two offices, an attached guest suite w/private bath, a large closet, and its own kitchenette...

Set within the prestigious guard gated community of Cielo, this exceptional Rancho Santa Fe estate captures the essence of timeless European living, where privacy, beauty, and panoramic views come together in one extraordinary setting. Surrounded by lush European inspired gardens and sweeping vistas of sunlit mountains and rolling hills, the property offers a rare sense of tranquility and retreat while remaining moments from the best of Rancho Santa Fe living.Spanning approximately 5,824 square feet, the meticulously maintained residence features 6 bedrooms and 6.5 bathrooms, thoughtfully designed to live as effortlessly for everyday living as it does for grand scale entertaining. A private gated entry welcomes you into a home defined by architectural presence, soaring ceilings, and dramatic volume, creating an unforgettable first impression.The interior evokes a refined Mediterranean European aesthetic, enhanced by custom millwork and a curated blend of hardwood, stone, and marble finishes. Formal living and dining spaces offer understated elegance, while the expansive kitchen with butler’s pantry opens seamlessly to the main living areas, creating a natural gathering place for both intimate evenings and larger celebrations.Designed around a true indoor outdoor lifestyle, the residence opens to an extraordinary backyard setting featuring manicured gardens, a full outdoor kitchen, cabana with fireplace, heated entertaining areas, and multiple lounge and dining spaces that feel worlds away in privacy and serenity. Mornings begin with coffee overlooking the resort style pool and spa, while evenings are defined by glowing sunsets and twinkling lights stretching across the horizon.The floor plan offers exceptional flexibility and privacy, including a well appointed main level guest suite ideal for visitors, extended family, or an au pair, along with dedicated spaces for a home office, gym, or media room. Upstairs, the primary suite is thoughtfully separated from the secondary bedrooms, creating a true private retreat complete with a balcony, luxurious sitting room with fireplace, and sweeping panoramic views.Enhanced by Control4 smart home technology, the residence offers integrated audio, lighting, and seamless control throughout, blending modern convenience with classic architectural design.Beyond the property itself, Cielo is one of Rancho Santa Fe’s most sought after communities, offering 24 hour guard gated security, breathtaking natural beauty, and access to the Cielo Club with its resort style pool, tennis and pickleball courts, fitness center, scenic trails, and vibrant social atmosphere. Located within the highly regarded Roger Rowe School District, this is a rare opportunity to own a private European inspired retreat in one of Southern California’s premier luxury communities.

Exceptional 6,325 SF custom estate offering 6 bedrooms, 7 baths, a highly desirable first-floor primary suite, private executive office, maid’s quarters, spacious family room, wine cellar, and a versatile bonus room ideal for a home theater, game room, gym, or additional lounge space. Designed for modern family living and upscale entertaining, the home features an open, functional floor plan with generous proportions, excellent separation of spaces, and seamless indoor-outdoor flow capturing breathtaking panoramic hilltop views. Located within the prestigious gated community of Cielo and the highly acclaimed Rancho Santa Fe School District, this residence delivers luxury, comfort, and everyday livability in one of North County’s most sought-after settings. The main living areas showcase rich hardwood and travertine flooring, custom cabinetry, designer lighting, and refined finishes throughout. The gourmet chef’s kitchen features premium appliances, a large center island, extensive counter space, and abundant storage, opening directly to the family room to create a warm central gathering space filled with natural light and expansive views. Formal and informal living areas are designed for both intimate family life and large-scale entertaining, offering flexibility for every first-floor primary suite serves as a private retreat with serene views, direct outdoor access, and a spa-inspired bath featuring dual vanities, a soaking tub, separate shower, and generous walk-in closets. Secondary bedrooms are well-appointed and thoughtfully positioned for privacy.

Create your dream estate on this incredible 2.85-acre lot with gorgeous panoramic/ocean views. Located on the west side of the Covenant at the end of a quiet cul-de-sac offering privacy and tranquility. Enjoy the gentle ocean breezes and backcountry views. Exceptional location with easy access in and out of Rancho Santa Fe and just minutes to the eclectic downtown areas of Encinitas, Solana Beach, and Del Mar. The most exciting opportunity in Rancho Santa Fe Covenant. The serene 2.85-acre view lot includes Rancho Santa Fe Art Jury approved plans designed by John Jensen, a high-end residential architect to construct a single-level modern estate. The stunning property will boast 6245 sq. ft. 5 bedrooms, an office, and 4 car garage, owned solar panels. The bespoke home will be contemporary but warm in style with modern influences, use of rock walls, creative angles, waterfall feature, and flat roofs. The design has an emphasis on natural elements such as living walls, a dramatic reflecting pool, and an abundance of pocketing glass doors which enhance the indoor-outdoor feel. The single-story home will comprise the most sought-after amenities. Roger Rowe school district.

First time on market since 1995, this single-level, traditional ranch is sited on one of the best locations in the Covenant. We present a timeless floor plan, featuring formal living and dining rooms, a spacious family room and country kitchen There are 3-4 bedrooms with 4 baths, an oversize laundry/crafts room and a generous 3 car garage. The 2.5 acres site is offers sunset views in a very private and peaceful location and is within easy cart distance to the Golf Club, historic Village and R.Roger Rowe School.This gem represents gracious Rancho Santa Fe. Move right in or remodel to match your dreams. It doesn't get much better. First time on market since 1995, this single-level, traditional ranch is sited on one of the best locations in the Covenant. We present a timeless floor plan, featuring formal living and dining rooms, a spacious family room and country kitchen There are 3-4 bedrooms with 4 baths, an oversize laundry/crafts room and a generous 3 car garage. The 2.5 acres site is offers sunset views in a very private and peaceful location and is within easy cart distance to the Golf Club, historic Village and R.Roger Rowe School.This gem represents gracious Rancho Santa Fe. Move right in or remodel to match your dreams. It doesn't get much better.

Discover the charm of this first-time-on-the-market, single-level traditional ranch-style home, nestled in one of the most sought-after locations within the Rancho Santa Fe Covenant. Situated on a comfortable 1.27-acre lot, this property offers room for remodeling and expansion or redevelopment into a dream home. The location is unbeatable, providing convenient access to the esteemed Golf & Tennis Club, the historic Village of Rancho Santa Fe, and the highly-regarded Roger Rowe School. Embrace the quintessential Rancho Santa Fe lifestyle, with all the amenities this wonderful community has to offer.

A beautifully crafted coastal residence in the heart of Leucadia, this custom Craig Friehauf home sits on a private cul de sac just blocks from the beach. With 2,716 square feet of refined living space, the property blends Mediterranean architecture with warm, upscale interiors, including distressed walnut hardwood floors, tumbled travertine, plantation shutters, and hand forged iron details. A grand formal entry welcomes you with an arched Spanish-style door, sweeping staircase, and wrought iron banister, setting the tone for the home’s thoughtful design. The gourmet kitchen features granite countertops, a large center island, GE Monogram stainless appliances, a six burner cooktop with skillet, dual ovens, and a sunny breakfast nook overlooking the backyard. Adjacent to the kitchen is a private formal dining room with large windows, while a second dining area offers flexibility for use as an office. The expansive family room includes a custom dark wood media center, gas fireplace, surround sound, and sliding doors that open to the backyard, creating an ideal indoor outdoor flow. Upstairs, the luxurious primary suite offers a seating area, built in walk in closet, private balcony, and a spa inspired bathroom with a soaking tub, oversized dual head shower, and travertine finishes. Spacious secondary bedrooms enjoy excellent natural light and generous closet space. Throughout the home, keyless entry, organized closets, and abundant natural light add comfort and convenience. The private backyard is designed for relaxation and entertaining, with a lovely pool & spa, generous patio, tropical landscaping, artificial turf, a storage closet, and an outdoor shower. Raised vegetable and herb beds complement fruit trees including lemon, blood orange, plum, peach, and kumquat. The entire backyard is surrounded by a 10 foot hardwood fence that creates complete privacy, Located near top rated Encinitas schools and just minutes from beaches, restaurants, shops, and the farmer’s market, this meticulously maintained custom home offers the best of coastal living with no HOA or Mello Roos.

Great East Facing Home located on a quiet cul-de-sac with the public elementary school less than a block away. Very peaceful and desirable 4S Ranch location with shopping just minutes away. Open floor plan, which gives room for all activities with friends and family. Don't miss this incredible blend of flexible living spaces with many, many modern updates. Some photos have been photo-shopped & Virtually Staged for your enjoyment and imagination pleasure.

Amazing Sunset View!! Check the video link-> https://listings.photogenicsd.com/videos/dc08acaf-9648-4a72-baf3-5720b299a4b4 This northwest corner unit has a highly desirable floor plan at Savina, the newest, luxury condo in Downtown San Diego! You will enjoy the city, bay and ocean views from this unit. This contemporary open floor unit features a huge island with waterfall edge finish, high end Miele dishwasher, mirror closet doors, fancy closet organizers retrofitted by California Closets Parking, motorized shades at windows and so on. TVs are included. The world-class amenities include 24-hour Concierge service, resort style pool & spa with cabanas & sun deck, BBQ area, sauna & steam rooms, state-of-the-art fitness center, yoga area, social room with pool table, kitchen & lounging areas, business center, bike tune-up and bike wash station and pet retreat with a pet park and indoor pet grooming station! You can easily access the Waterfront Park, Portside Pier, Little Italy, top-notch restaurants, bars, Saturday Farmers Market and more! What a life inside and out! Amazing Sunset View!! Check the video link-> https://listings.photogenicsd.com/videos/dc08acaf-9648-4a72-baf3-5720b299a4b4 This northwest corner unit has a highly desirable floor plan at Savina, the newest, luxury condo in Downtown San Diego! You will enjoy the city, bay and ocean views from this unit. This contemporary open floor unit features a huge island with waterfall edge finish, high end Miele dishwasher, mirror closet doors, fancy closet organizers retrofitted by California Closets Parking, motorized shades at windows and so on. TVs are included. The world-class amenities include 24-hour Concierge service, resort style pool & spa with cabanas & sun deck, BBQ area, sauna & steam rooms, state-of-the-art fitness center, yoga area, social room with pool table, kitchen & lounging areas, business center, bike tune-up and bike wash station and pet retreat with a pet park and indoor pet grooming station! You can easily access the Waterfront Park, Portside Pier, Little Italy, top-notch restaurants, bars, Saturday Farmers Market and more! What a life inside and out!

Developers Delight...350+Acres of highly desirable land. Easy access with almost a mile of Elizabeth Lake frontage. This beautiful piece of land is just waiting for that canny developer that has the ability to see the potential monumental returns this property has to offer. All utilities appear to be on site or within close proximity as this property surrounds the St. Elizabeth Mission. The property was previously sold for much more than the list price.

Introducing a stunning 5.68-acre estate site in the prestigious RSF Covenant! Nestled in serene Northwest Rancho Santa Fe. This property offers a private drive entry and breathtaking panoramic views of elegant estates and rolling hills. Perfect for equestrian enthusiasts, the property is adjacent to the renowned Rancho Santa Fe horse trails. Just 3 miles from the charming historic village of Rancho Santa Fe, enjoy fine dining and the acclaimed R. Roger Rowe school. With convenient access to local beaches, Del Mar Fairgrounds, and racetrack, this is an exceptional opportunity to build your dream estate in a prime location.

Attention contractors, developers, and visionaries—welcome to this captivating fixer-upper nestled in the sought-after neighborhood of Cardiff, CA. Please note R8 zoning! Conveniently located just a mile from the beach with easy access to restaurants and freeways, this property combines coastal living with practicality. With three bedrooms, two bathrooms, and a spacious lot, this home presents a distinctive opportunity. The open floor plan and brick fireplace in the living room add character and charm to the interior. An on suite bathroom and walk-in closet create a comfortable and spacious primary suite. Step outside to a vast, usable lot, offering limitless potential for outdoor activities and gatherings, or additional development opportunities. Whether you envision a lush garden oasis, a guest house, or a play area for kids and pets, this expansive canvas allows you to bring your dreams to life. Unleash your creativity and reimagine the possibilities within this charming gem.

BEAUTIFUL & SPACIOUS HOME! This stunning tri-level home, admired for its thoughtful architectural design, has been tastefully remodeled to offer both comfort and style. The open and inviting floor plan is filled with natural light, enhanced by soaring cathedral ceilings that create an airy, expansive atmosphere throughout the main living areas. Gorgeous upgraded laminate flooring flows seamlessly through the spacious Living Room and Formal Dining Area, adding warmth and sophistication to the home’s modern feel.The open-concept kitchen is truly a chef’s delight. Designed for both functionality and elegance, it features Quartz countertops, custom cabinetry, and sleek Stainless-Steel appliances. The large breakfast bar effortlessly connects the kitchen to the dining area, making it perfect for casual meals, entertaining guests, or simply enjoying your morning coffee.

Downstairs, you’ll find a generously sized Bonus Room complete with a cozy fireplace—ideal for relaxing on cool winter evenings. Adjacent to this space is the upgraded half bath, located near the entrance to the two-car garage, where you will also find washer and dryer hookups for added convenience. Upstairs awaits the luxurious Primary Retreat, offering comfort and privacy. This serene space includes its own en suite bathroom, a walk-in closet with built-in organizers, plush carpeting, and a ceiling fan. The beautifully upgraded Primary bathroom showcases a double vanity and an elegant walk-in shower designed with modern finishes. 3 additional large bedrooms are also located on this level, each featuring mirrored closet doors, carpeting, and ceiling fans for year-round comfort. The upgraded hall bathroom includes a double vanity and eye-catching custom tile work in the tub-shower combination. You will discover a beautifully landscaped backyard oasis—perfect for outdoor dining, relaxation, or entertaining. Additional highlights of this property include a two-car garage, possible RV or boat parking, and an efficient HVAC system. Situated in an exceptional interior tract location, this home offers unbeatable convenience to the top-rated schools, the Cerritos Towne Center, restaurants, the Performing Arts Center, the renowned Cerritos Library, and provides quick access to major freeways. Located in the Distinguished and Highly Rated ABC School District, featuring Whitney High School, which is ranked #1 in California.

Excellent income producing property. 120 acres of good field crop farmland with Imperial Irrigation canal water at only $20 an acre-foot. The sale consists of 2 parcels for a total of 120 acres. APN 035-160-010-000 is 80 acres and adjacent to the 40-acre parcel. Great investment property. Total of 120 acres (80 & 40 acre parcels) APN 036-160-002-000 is 40 acres (Baughman Rd) and APN 036-160-010-000 is 80 acres and adjacent to the 40 acre parcel. Great property with easy access off Hwy 86 & Hoskins Rd.

Welcome to one of the most special streets in Winding Walk...located on the well-known “Christmas Circle,” where neighbors come together to create unforgettable holiday experiences year-round. From festive Christmas displays to vibrant Halloween celebrations, this is more than a home it’s a community experience. This family friendly residence offers a functional and inviting layout ideal for families, with an open feel living areas, and a lot of natural light. The home is perfectly positioned within a highly desirable neighborhood known for its walkability, charm, and lifestyle feel community. Enjoy close proximity to top-rated schools, including Spanish immersion elementary, middle, and high schools, as well as High Tech High. You’re just minutes from shopping, movie theater, dining, grocery stores, and everyday conveniences. Outdoor enthusiasts will appreciate nearby walking trails, Otay Lake, and a golf course just under 1.5 miles away. Winding Walk residents also enjoy access to multiple resort-style pools, parks, and recreational amenities, making this an ideal setting for both relaxation and an active lifestyle. With easy access to the 125 freeway, this location offers both comfort and convenience. A rare opportunity to own in one of Chula Vista’s most sought-after neighborhoods.

Diamond in the rough home in the heart of Inglewood with endless potential located on a peaceful, aged tree-lined street. This home desires attention but provides the opportunity to restore the era's charm. Electrical and plumbing upgrades have been attended to during the last two year period. Ideal for investors or buyers ready to design to fit their lifestyle. The spacious lot features a sizeable backyard perfect for entertaining, gardening, or future ADU development (Buyers to check with City of Inglewood allowable Building Permitting). The detached garage and long driveway provide ample parking and storage options. Located just minutes from SoFi Stadium, the Kia Forum, Hollywood Park Casino, and the Intuit Dome. Convenient access to LAX, 405 & 105 freeways, and nearby shopping and dining.

Opportunity to build over 12,000 sq ft, three story commercial building of which 8,500 sq ft is office space. Covered parking garage, 2,500 sq ft patio, balconies and more. City zoned General Commercial allows many uses such as retail, office space, medical etc. Corner lot on Mission Gorge Rd & Big Rock Previously fully entitled and permit ready this project is ideal for an owner/user or as a development opportunity. This 10,200 Sq. Ft. office building ideal for medical office. Building plans and specifications pertaining to the project are available for inspection. Excellent gas station location on a signalized corner. Property faces Highway 52 with excellent visibility, which should only improve with the impending completion of the Highway 52 extension to the east to Highway 67.

This one story home aside from great views, and a large lot has with fruit trees, a deck where you can enjoy the sunset. This home has potential to customize to your liking. Its in a great location that is near shops, schools, and freeways. 3 bd./ 3 full bath with office/den connected to the Mstr. bd. Dual sided fireplace, remodeled kitchen as well as updated bathrooms. RV parking and large side lot. Don't miss out on taking a look at this beauty, with No HOA or Mello roos.

Deal of the Year! Approximately 317+ acres of vacant land with paved access in Borrego Springs, San Diego County. Density is a 20-acre minimum. This parcel has about one-half mile of paved frontage on Palm Canyon Drive. Property has approximately 12 Well. This is a perfect area for a weekend get-away. Once in a lifetime investment opportunity.

INVESTOR SPECIAL! This 4-bedroom, 2-bathroom single-family home in the heart of East Hemet offers 1,405 sq ft of untapped potential on a spacious 7,840 sq ft lot. A long-term rental, this fixer-upper is ready for your vision. Perfect for investors, or buyers looking to customize their next comfortable home. Features a cozy living room with fireplace, ideal for creating a warm and inviting space. Located in a well-established neighborhood, just minutes from top-rated Hemet High School, shopping, dining, and parks. Enjoy easy access to Florida Avenue (Highway 74) and Ramona Expressway for seamless commuting. Priced to reflect potential repair costs, this property is a prime opportunity to transform a diamond in the rough into a charming East Hemet gem! Agent related to Seller. Seller is licensed Agent.

TOWERS ONE - EXQUISITE one-of-a-kind Model D gently lived in as a second home desires that one-of-a-kind discerning buyer with great taste and the preference for luxury and comfort. This home exudes grandeur, tranquility and contentment. Soothing color palette, highly upgraded and thoughtfully executed. All three viewing, sliding door amenities have motorized up/down shades with electrical controls at a touch in walls. Electrical outlets beneficially have USB ports. Over-sized baseboards with designer carpet and luxury plank flooring. Custom carved doors for sound attenuation and privacy between rooms. Designer lighting fixtures throughout including wall sconces in living area. Luxury countertops in baths and kitchen, as well as modern upgraded cabinetry. Kitchen features louvered door and louvered serving window out to dining area from a gourmet kitchen spotlighting an induction cooktop. Mirrored closets with wooden bars and organizers. Walls wired for flat screen tv's. And, if that is not enough.....there's the VIEW from all rooms. Located at end of hallway with only neighbor on one side.

Check with agent for availability, short term rate, summer rate and long term rate. Single level west side Covenant home with panoramic views. Private and quiet home w/ charming entry courtyard, kitchen w/ natural stone counters, top of the line Stainless appliances including 48 wolf stove. Family room w/ fireplace, beautiful vaulted wood ceiling opens to the big patio area outside. Wood and stone flooring thru-out. 4+ bedrooms plus an exercise room and 5 1/2 bathrooms. Separate entry to guest suite. Beautiful backyard with salt water pebble tech pool & spa. Entertainment area w wet bar and barbeque. Covered sitting area. Private fenced yard area w gorgeous panoramic view. Fully furnished. Tesla solar panels on the roof.

Experience sweeping, unobstructed 180 degree views of the Pacific Ocean and the iconic Del Mar Racetrack from this beautifully reimagined residence. Thoughtfully remodeled throughout, this home blends clean, modern design with effortless coastal living. The gourmet kitchen is outfitted with high end stainless steel appliances and opens seamlessly to the main living space, creating a natural flow for both everyday living and entertaining. Wide plank Denali Oak flooring runs throughout the home, complemented by custom closet systems with double wardrobe shelving and expanded storage. The spacious primary suite offers a true retreat, featuring a refined bath with an oversized walk in shower and elevated finishes. Step outside to a private deck where panoramic ocean and racetrack views take center stage — an ideal setting for morning coffee or evening sunsets. Residents also enjoy access to a beautifully maintained pool just steps from the unit. Additional highlights include 2 covered parking spaces and a dedicated storage cupboard. Perfectly positioned moments from the beach, dining, and the energy of Solana Beach/Del Mar, this home offers a rare combination of style, convenience, and unmatched views.

Unique opportunity with flexible rent schedule. Due to building renovations, owner is willing to reduce rent for the first few months in order for tenant cooperation with building and unit modifications. Electric fireplace in unit. Large deck with panoramic views from Coronado Bridge and beyond to mountains to North and East. Building features Gym, steam and sauna rooms, pool, spa, lounge spaces, concierge. Park, Santa Fe Depot, Trolly and coffee shops close by. Contemporary feel. Some furniture pieces are available (dressers, bar stools, lamps, mirrors). Very walkable location. Kohler fixtures, sub zero fridge/freezer, Bosch Washer and Dryer. Primary bedroom has 2 closets, second bedroom has a walk in closet.

Must See! Newly renovated 1st floor condo in a highly desirable Oceanside neighborhood. Located at the end of the complex. This charming property has been recently upgraded to the HIGHEST of standards. Upgrades include fresh interior paint, new flooring throughout the home, wood cabinets, white quarts counter tops, and much more. A/C unit and Washer and dryer included in the property. Just minutes from many restaurants, shopping, and the highway. Don't miss out on this opportunity!

Charming 2-bed Lakeshore Villas condo is located on the top floor with lake views. The home includes a newer refrigerator, wine cooler, a private patio, and Top of line Full-size washer + dryer! Enjoy swimming in the community pool, hiking trails, skating park, and more. Located just south of Camp Pendleton, this 2-bedroom condo located in Lakeshore Villas condo is adjacent to a park, playground, and community skate park. Short distance to shops, dining, shopping mall, movies, and beach. Must have good credit and verifiable income of 2.5x monthly rent. Owner pays Water, Sewer & Trash are paid by the owner. Tenant pays SDG&E Gas & Electricity. Tenant pays for Renters Insurance.